Simple answer
If you are not sure about your tax reliefs, enter S$0 for a conservative estimate. If you want a more realistic estimate, you can start with your estimated annual employee CPF plus Earned Income Relief.
What is tax relief?
Tax relief reduces your chargeable income. It does not reduce your tax payable directly.
Annual income
Your salary, bonus and other taxable income for the year.
Less: tax reliefs
Examples include CPF Relief, Earned Income Relief and family-related reliefs.
Chargeable income
This is the amount used to estimate your Singapore income tax.
Common Singapore tax reliefs
These are the main reliefs most employees should understand first.
| Relief | Common Amount | Who may qualify | Simple explanation |
|---|---|---|---|
| CPF Relief | Based on qualifying CPF contributions | Singapore Citizen / PR employees making qualifying CPF contributions | Usually one of the main reliefs for employees who contribute CPF. |
| Earned Income Relief | Usually S$1,000 if below age 55 | Individuals with earned income from employment, trade, business or profession | A basic relief for people who earn income. |
| Spouse Relief | Up to S$2,000 | Taxpayers supporting a qualifying spouse | Only include this if your spouse meets the qualifying conditions. |
| Parent Relief | Up to S$9,000, depending on circumstances | Taxpayers supporting qualifying parents, grandparents or parents-in-law | The amount depends on whether the dependant lives with you and other conditions. |
| Qualifying Child Relief | S$4,000 per qualifying child | Parents supporting qualifying children | Common for parents who have eligible children. |
| SRS Relief | Based on qualifying SRS contributions | Individuals who contribute to Supplementary Retirement Scheme | Useful for taxpayers who contribute to SRS for retirement planning. |
The amounts above are simplified for salary planning. Actual eligibility and claimable amounts depend on IRAS rules and your personal circumstances. Singapore also has a total personal income tax relief cap of S$80,000 per Year of Assessment.
What should I enter in the salary calculator?
Use this simple approach if you only want a practical estimate.
If you are not sure:
Enter S$0. This gives a conservative tax estimate.
If you are a Singapore Citizen or PR employee:
You can estimate your relief as annual employee CPF + Earned Income Relief.
Simple example:
Monthly employee CPF S$1,000 × 12 months = S$12,000 CPF Relief.
Add S$1,000 Earned Income Relief. Estimated annual relief = S$13,000.
If you have family reliefs:
Add spouse, parent or child reliefs only if you are sure you meet the conditions.
Resident vs non-resident
Tax reliefs are mainly relevant for Singapore tax residents.
Quick examples
These examples are simplified for salary planning only.
| Situation | Possible Relief Estimate | What to Enter |
|---|---|---|
| Not sure about reliefs | Use conservative estimate | S$0 |
| Employee CPF is S$800 per month | S$800 × 12 + S$1,000 Earned Income Relief | About S$10,600 |
| Employee CPF is S$1,000 per month | S$1,000 × 12 + S$1,000 Earned Income Relief | About S$13,000 |
| Foreigner / no CPF / non-resident | Personal reliefs may not apply in this simple estimate | S$0 |
Related Singapore calculators
Use these calculators to estimate CPF, tax and take-home pay.
Related Singapore guides
Learn more about Singapore salary, CPF and income tax.
Frequently Asked Questions
What is the easiest tax relief amount to enter?
If you are not sure, enter S$0. If you want a simple estimate, use annual employee CPF plus Earned Income Relief.
Is CPF Relief automatic?
CPF Relief is usually based on qualifying CPF contributions. For normal employees, compulsory employee CPF is commonly included in tax relief planning.
What is Earned Income Relief?
Earned Income Relief is a basic relief for individuals who earn income from employment, business, trade, profession or vocation.
Can I include parent, spouse or child relief?
Only include these reliefs if you meet the qualifying conditions. If unsure, leave them out for a conservative estimate.
Do non-residents get personal tax reliefs?
Non-resident employment income is usually taxed differently, so this calculator sets tax relief to S$0 for non-resident employment income.
Where should I check the official amount?
You should check IRAS for official personal income tax relief rules and your actual Notice of Assessment.