Start here
If you are new to Singapore salary planning, start with CPF Contribution Rates Guide, Income Tax Guide and Tax Relief Guide. These three guides explain the main items that affect your take-home pay.
CPF & Tax Guides
Understand CPF contribution, Singapore income tax and tax reliefs before using the salary calculator.
CPF Contribution Rates Guide
Understand employee CPF rates, employer CPF rates, CPF wage ceilings and salary examples.
TaxIncome Tax Guide
Learn how Singapore resident income tax is calculated and how chargeable income works.
Tax ReliefTax Relief Guide
Learn CPF Relief, Earned Income Relief and what to enter in the salary calculator.
Salary Planning Guides
Useful guides for understanding salary after tax, take-home pay and common salary calculations.
Salary After Tax Guide
Understand how CPF and income tax affect your final take-home salary in Singapore.
BonusBonus Calculator
Estimate how annual bonus may affect CPF, income tax and salary planning.
PayslipPayslip Generator
Create a simple Singapore payslip-style salary breakdown for reference.
Employment Guides
Learn basic Singapore employment topics such as annual leave and public holidays.
Annual Leave Guide
Learn annual leave entitlement, basic leave rules and employment planning in Singapore.
Public HolidayPublic Holiday Guide
Understand Singapore public holidays and common employee entitlement questions.
OvertimeOvertime Calculator
Estimate overtime pay for salary planning and employment cost comparison.
Recommended Singapore calculators
Use these calculators together with the guides to estimate CPF, tax, take-home pay and leave.
Why read our Singapore guides?
These guides are designed to explain common salary and employment topics simply.
Singapore focused
Written around Singapore CPF, tax, salary and employment planning topics.
Easy to understand
Plain English explanations for employees, job seekers, HR users and small business owners.
Calculator friendly
Each guide is connected to useful calculators so you can estimate the numbers quickly.
Frequently Asked Questions
Are these official Singapore government guides?
No. These guides explain common Singapore salary, CPF, tax and employment topics in simple language. For official rules, always refer to CPF Board, IRAS and MOM.
Who are these guides for?
These guides are for employees, job seekers, payroll users, HR users and anyone who wants to understand salary planning in Singapore.
Which guide should I read first?
Start with the CPF Contribution Rates Guide, Income Tax Guide and Tax Relief Guide. These explain the main items used in the salary calculator.
Are the guides free?
Yes. All guides and calculators on SG Salary Tools are free to use.
How often are the guides updated?
The guides are reviewed when major CPF, income tax or employment rule changes affect salary planning.